Your Arizona Responsible Individual



Are you looking to obtain an Arizona Mortgage Broker, Mortgage Banker, or Commercial Mortgage Banker License?  Do you have a current license, but wonder if you are getting the best bang for your “RI Dollar”? In either case, you have come to the right place.  My name is Mike Abel and I have been approved by the Arizona Department of Financial Institutions as a "Responsible Individual." As a licensed attorney in Arizona, South Carolina, and Ohio with over 75,000 real estate closings under my belt, I know the intricacies of the mortgage industry.  I am also very fluent in just what it takes to stay in compliance with the rules and regulations of Arizona.  When you retain my services I will provide you with a detailed Arizona Compliance Guidebook to allow you to stay in compliance in the state. My experience in over 100 audits has allowed me to provide my clients with a detailed process as to how to approach an audit by the AZDFI (which will generally occur within 18-24 months of initial licensing) and if followed, will insure that your audit goes smoothly and without any violations.  I encourage you to contact me for more information regarding the personalized Responsible Individual services I provide. 


As your “Responsible Individual” I will provide your company with the following services:

1. I will act as your company’s “responsible individual” as defined by Arizona statute.

2. I will provide your required Arizona “principal place of business” (brick and mortar office) if needed. 

3. I will serve as your “Statutory Agent” with the Arizona Corporations Commission so there is no need to pay a Statutory Agent company for this service.

4. I will assist with your Arizona Corporations Commission and/or Secretary of State filings by reviewing them for accuracy and completeness upon request.

5. I will assist with your initial and subsequent audits at no additional charge. 

6.  I will provide guidance as to proper compliance proceedures.

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